Refinance

It's your mortgage. Make it work for you.

You love your home and don't want to move. Refinancing can lower your payment, shorten your loan, or turn the equity you've built into cash.

Vera Sobolnitsky, mortgage broker
Why refinance?

Tell me why, and I'll show you how

Take cash out

Borrow against your equity for debt payoff, renovations, tuition, investing or a cushion, even if your home is paid off.

Lower your payment

If rates or your credit have improved, a new rate or term could lower what you pay each month.

Shorten your term

Move to a shorter loan to build equity faster and pay less interest over time.

Self-employed refinance

Use bank statements or a P&L instead of tax returns to qualify.

Investment property / DSCR

Refinance or pull cash from a rental based on its rental income.

How it works

Refinancing is simpler than you think

Refinancing means replacing your current mortgage with a new one on the same home. I compare lenders, then handle processing, appraisal and underwriting with you through closing.

  1. Free reviewWe look at your goal, your equity and your current loan.
  2. Compare lendersI shop multiple lenders for your best fit.
  3. ApplyA short application and a few documents.
  4. Appraisal & underwritingI keep you updated at every step.
  5. Close & fundEnjoy your new payment, or your cash.

Crunch the numbers first?

Use the calculator to see a new payment, then call me for a custom quote. It's free.

Open the calculator

Get my refinance quote

Tell me a little about your plans and I'll be in touch within one business day.

Asking for a quote does not affect your credit.

Ready to talk about your options?

One call, honest numbers, no pressure.