DSCR Loans

Smart Financing for Real Estate Investors

Leverage your property’s cash flow—not your income—to qualify for a loan that fuels your real estate portfolio growth.

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What is a DSCR Loan?

A Debt Service Coverage Ratio (DSCR) loan is designed for real estate investors who want to qualify based on rental income rather than personal income. By focusing on the property’s ability to cover its expenses, DSCR loans make investing more accessible and flexible.

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Key DSCR Loan Benefits

No W2s

Qualify based on rental income, not personal tax returns.

Lending for investors

Faster approval process tailored to investors.

Lending based on property cash flow

Expand your portfolio with fewer income restrictions.

DSCR Loan Process at Verushka’s Casa

At Verushka’s Casa, securing a DSCR loan is streamlined for real estate investors. We begin with a personalized consultation to understand your investment goals and the properties you’re evaluating. With rental income as the qualifying metric, we guide you quickly through pre-approval so you can move confidently on deals. From underwriting to closing, and beyond, our team ensures a smooth and transparent process tailored to your portfolio’s growth.

Get Pre-Approved

Personalized Assessment: Discuss your financial situation and loan needs.
Fast Pre-Approval: We'll help you get pre-approved quickly to make offers with confidence.
Smooth Closing: Transparent guidance through underwriting, appraisal, and closing.
Ongoing Support: After closing, we’re here to answer questions and guide you toward your next steps—whether remodeling or refinancing with FHA 203(k) options.
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Trusted Guidance in Real Estate

Why Work With Verushka’s Casa?

We specialize in helping investors access DSCR loans to grow their portfolios. Our team understands the unique needs of real estate entrepreneurs and streamlines the process for fast funding and strong ROI.

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DSCR FAQs

Do I need personal income verification?

No, DSCR loans are based primarily on property income.

Can this be used for multiple properties?

Yes, many investors use DSCR loans to scale their portfolios.