Construction One-Time Close Loan

One Loan, One Closing—Build Your Dream Home with Ease.

Simplify your build with a single mortgage covering both construction and permanent financing.

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What is a Construction One Time Close Loan?

A construction one-time close loan combines the financing for building your home and converting it to a permanent mortgage in a single transaction. This saves time, money, and stress during the construction process.

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Key Construction One Time Close Loan Benefits

No refinancing or multiple loans

One loan, one closing = less hassle.

Lock in your rate

Protect against interest rate increases during construction.

Low Rate Available

Based on your financials, low interest rates available

Flexible Credit

Low credit scores typically accepted

Term Length Options

Choose your mortgage term length – 30 years, 20 years, 15 years.

No PMI

No monthly mortgage insurance

Construction One Time Close Loan Process at Verushka’s Casa

A construction one-time close loan combines the financing for building your home and converting it to a permanent mortgage in a single transaction. This saves time, money, and stress during the construction process.

Get Pre-Approved

Personalized Assessment: Discuss your financial situation and loan needs.
Fast Pre-Approval: We'll help you get pre-approved quickly to make offers with confidence.
Smooth Closing: Transparent guidance through underwriting, appraisal, and closing.
Ongoing Support: After closing, we’re here to answer questions and guide you toward your next steps—whether remodeling or refinancing with FHA 203(k) options.
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Why Work With Verushka’s Casa?

We simplify your build journey through our streamlined one-time close construction loan process. It starts with a detailed consultation to align your vision, construction plan, and financing needs. Once approved, one closing secures both construction funds and long-term financing—no second closing required. We stay by your side through builder selection, draws, inspections, and the final transition to permanent mortgage, keeping everything clear and on schedule.

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Construction One Time Close Loan

What is a one-time close loan?

It’s a single loan that covers both the construction of your new home and the permanent mortgage, eliminating the need for two separate closings.

What are the benefits of a one-time close construction loan?

It saves time and money, locks in your rate early, and simplifies the loan process.

Can I use this loan for custom-built homes?

Yes, it’s a great option for financing new custom home builds.