Bank Statement Loans
Flexible Mortgage Solutions for Self-Employed Borrowers
Turn your bank deposits into proof of income and unlock homeownership without traditional income documents.
What is a Bank Statement Loan?
For self-employed individuals, freelancers, and entrepreneurs, bank statement loans use 12–24 months of bank deposits to determine income. This flexible solution makes qualifying easier when tax returns don’t reflect your true earnings.
Key Bank Statement Loan Benefits
Bank Statement Loan Process at Verushka’s Casa
Navigating a bank statement loan with us is straightforward and stress-free. We start by reviewing your recent bank statements to assess your income and qualify you without traditional documentation. Once pre-approved, we manage the paperwork, appraisal, and coordination with lenders—all with clarity and speed. You’ll never feel disconnected—we’re here to guide you from start to finish, so you can focus on achieving your homeownership goals.
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Trusted Guidance in Real Estate
Why Work With Verushka’s Casa?
We empower self-employed borrowers with loan programs designed for their lifestyle. With personalized support, we’ll help you get qualified and into your dream home quickly.
Apply NowBank Statement Loan FAQs
Self-employed borrowers, freelancers, or entrepreneurs who don’t have traditional W-2 income should consider this loan.
Lenders review 12–24 months of personal or business bank deposits to determine qualifying income.
Yes, bank statement loans are specifically designed for situations like that.