Verushka Casa: Where smart financing meets stylish living. See how much you can afford
Expert advice at your fingertips available seven days a week.
Ready to speak with someone now? Call us at (786) 717-8184.
How it works
We constantly work on delivering the best loan services to our clients. Our officer will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly.

Vera Sobolnitsky, your trusted Mortgage Broker
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Whether you're buying your first home, refinancing, or exploring self-employed or investor options — I’m here to guide you every step of the way.
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First-Time Home Buyer
What is your situation?
We constantly work on delivering the best loan services to our clients. Our officer will walk you through every step of the loan application and approval process. We know you have questions: Will I be qualified? How long will it take to close? With nearly 20 years of helping buyers get into their first homes, we're here with answers.
Talk to a Mortgage ProfessionalJust starting your search?
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Ready to take the next step to financial stability through home ownership, refinance, or investing? We are here to help you through it all.
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Mortgage FAQs
It’s normal to have questions when financing a home or other property. We’ve answered frequently asked questions to help guide you.
We’re here to answer any other questions you have. Call us at (786) 717-8184
Our team can help you understand your financial situation and how it applies to the property you’re interested in affording.
When seeing if you can afford a new home or other property, consider ongoing costs you’ll need to cover such as your monthly loan payment, in addition to property taxes, insurance, and maintenance expenses. Knowing what interest rate you qualify for, your down payment amount, and the term length of your loan will help you understand how much you can afford with your current income and expenses.
We’ll help you consider factors that can impact the affordability of your loan. This includes your term length or how long you pay your loan. We’ll also help you understand your overall loan amount and how to get a loan that will comfortably cover the value of the property you’re looking to purchase or refinance. Your interest rate is also a factor. We can help you understand how it’s impacted by the market as well as your own finances.
Refinancing provides options to lower your monthly loan payment and interest rate or even borrow cash from the equity you have in your property. In many cases, you can refinance after having owned the property for more than 6 months.
You’ll also want to consider whether the closing costs or any other associated costs with refinancing will be worth it. Lowering your interest rate and monthly payments is worthwhile if the added expenses of refinancing can be paid off before you’re ready to sell the home, for example.
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Personalized, fast, and trusted mortgage solutions tailored to your needs.
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