Verushka Casa: Where smart financing meets stylish living. See how much you can afford

Expert advice at your fingertips available seven days a week.

Ready to speak with someone now? Call us at  (786) 717-8184.

How it works

We constantly work on delivering the best loan services to our clients. Our officer will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly.

1
Fill out our simple form.
2
Our team will guide you through the loan application process
3
Sign your documents and close on your loan.
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Vera Sobolnitsky, your trusted Mortgage Broker

Have questions?

Whether you're buying your first home, refinancing, or exploring self-employed or investor options — I’m here to guide you every step of the way.

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Fast Track

Found a home and ready to go? Use our Fast Track service to find your way

Apply Online

Complete our simple form and upload your documents.

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Pre-Approval

Speak with a member of our team.

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Close

Sign and close on your loan.

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First-Time Home Buyer

What is your situation?

We constantly work on delivering the best loan services to our clients. Our officer will walk you through every step of the loan application and approval process. We know you have questions: Will I be qualified? How long will it take to close? With nearly 20 years of helping buyers get into their first homes, we're here with answers.

Talk to a Mortgage Professional

Just starting your search?

We are here to help you every step of the way. From understanding the loans available, to pre-approval, to close — Let us serve you.

Schedule a Consultation

We discuss your situation and find the right loan for you.

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Find the Right Lender

We research lenders to find you the right mortgage.

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Pre-Approval to Close

We are with you from Pre-Approval to Close.

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Mortgage FAQs

It’s normal to have questions when financing a home or other property. We’ve answered frequently asked questions to help guide you.

We’re here to answer any other questions you have. Call us at (786) 717-8184

How do I figure out how much I can afford to spend on a house or property?

Our team can help you understand your financial situation and how it applies to the property you’re interested in affording.

When seeing if you can afford a new home or other property, consider ongoing costs you’ll need to cover such as your monthly loan payment, in addition to property taxes, insurance, and maintenance expenses. Knowing what interest rate you qualify for, your down payment amount, and the term length of your loan will help you understand how much you can afford with your current income and expenses.

What do I need to know about potential loan options?

We’ll help you consider factors that can impact the affordability of your loan. This includes your term length or how long you pay your loan. We’ll also help you understand your overall loan amount and how to get a loan that will comfortably cover the value of the property you’re looking to purchase or refinance. Your interest rate is also a factor. We can help you understand how it’s impacted by the market as well as your own finances.

When should I refinance my property?

Refinancing provides options to lower your monthly loan payment and interest rate or even borrow cash from the equity you have in your property. In many cases, you can refinance after having owned the property for more than 6 months.

You’ll also want to consider whether the closing costs or any other associated costs with refinancing will be worth it. Lowering your interest rate and monthly payments is worthwhile if the added expenses of refinancing can be paid off before you’re ready to sell the home, for example.

Get Started Today

Personalized, fast, and trusted mortgage solutions tailored to your needs.

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